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DOL Issues Model Notices of Coverage Options in Spanish

The U.S. Department of Labor (?Ç£DOL?Ç¥) recently released model notices in Spanish that employers may use to provide their employees with notice of coverage options available to them in the new health insurance marketplaces, or ?Ç£exchanges.?Ç¥ ?áThe Spanish-language notices are translations of the two model notices the DOL published last month coincident with Technical Release 2013-2, which contains guidance on the notices required by the Patient Protection and Affordable Care Act. Effective October 1, 2013, employers must provide such notices to all current employees and to all newly hired employees within 14 days of their start dates.?á A copy of Technical Release 2013-2 can be found here.?á The Spanish-language model notice for employers who offer a health plan to some or all employees can be found here.?á The Spanish-language model notice for employers who do not offer a health plan is available here.

Seventh Circuit Joins the Fourth and Fifth Circuits to Permit Make-Whole Monetary Damages as an Available Remedy Under ERISA

The U.S. Court of Appeals for the Seventh Circuit, citing the recent Supreme Court decision in Cigna Corp. v. Amara, became the third federal appeals court to reverse established precedent by holding that make-whole money damages are an available remedy under ERISA. Prior to Amara, the Seventh Circuit, and others, held that ?Ç£other equitable relief?Ç¥ permitted under ERISA section 502(a)(3) did not include make-whole money damages. Kenseth v. Dean Health Plan, Inc., No. 11-1560 (7th Cir. June 13, 2013).

July 2013