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Federal Marketplace Special Enrollment Period Offered for COBRA Qualified Beneficiaries

The U.S. Department of Health and Human Services?árecently announced the availability of a special enrollment period, beginning May 2, 2014 and extending through July 1, 2014 (the ?Ç£COBRA SEP?Ç¥), during which individuals who currently have employer-sponsored COBRA continuation coverage may drop it and enroll in coverage from a Federally-facilitated health insurance marketplace under the Affordable Care Act.?á According to HHS, this special enrollment period is being provided in response to HHS?ÇÖ concerns that COBRA-eligible individuals may not have received sufficient information, through COBRA notices or otherwise, explaining the options and limited enrollment timeframes they have for obtaining coverage through the federal marketplaces. Notably, the COBRA SEP applies only to a federal marketplace (although HHS has encouraged the state-based marketplaces to adopt similar special enrollment periods). As related to this issue, the U.S. Department of Labor issued new model COBRA notices that include more detailed information about enrollment rights in the… Continue Reading

May 2014
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