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The Sandbox Bully: Health Savings Accounts (HSAs), Onsite Clinics, and Telemedicine

Employers are increasingly looking toward alternatives like telemedicine and onsite clinics to help lower the cost of their group health plans, particularly those employers that feel they are running out of room to further pare down medical plan design(s) or shift cost sharing to employees. Telemedicine is relatively easier to implement than an onsite clinic which requires a sufficient concentration of participants (which can include employees and their dependents) in a given location to be effective.?á This is less of an issue for health care systems which also have the advantage of being able to operate an onsite clinic as an own-use facility.?á Note:?á It is possible for multiple employers to share an onsite clinic with clever separate accounting and administration, but that is beyond the scope of this article. For all of their advantages, HSAs do not easily co-exist with many other benefits.?á This article focuses on the HSA… Continue Reading

November 2016
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